Break The Renters Cycle
Break The Renters Cycle!!
I would like to take a moment to tell you that you don’t have to continue paying rent in Orange County and ALL other areas of Southern California- giving you’re hard earned money to someone else month after month, and seeing nothing in return.
Renting IS Throwing Money Away!!
When you rent you are making someone else rich – and doing nothing to improve your own financial position. Even though you pay hundreds of dollars every month for a home, you are investing nothing in your own future security – at the end of it all, you’re in the same position as when you started, with no savings, no equity, no investment or assets to your name. The money you pay on rent doesn’t even buy you the freedom to decorate your home the way you want!!
Imagine a home of your own – a fenced yard for the kids to play in, a driveway to park your car, enough room for storage, the freedom to decorate your home as you want…when you want!!
For essentially the same money you pay on rent every month, you could be paying off a mortgage and building a secure financial future for yourself and your family. And you can feel the pride of ownership – of knowing everything you invest in your home is an investment in your future.
Let’s be honest…Home Ownership is a common, universal goal. We all want to have our own home, and the pride that comes with it…
So Why Are You Renting?
In all of my dealings with renters I ask them this question, “Why are you renting?” The explanations and stories I hear vary from person to person – some are humorous, some aren’t. I’ve heard almost every reason and excuse possible for throwing money away on rent, but when you take away the personal particulars, everyone gives the same reason for renting – MONEY!
The ironic part is, renting is the biggest and most common waste of money there is. While lack of money is the reason most people rent, when they become trapped in the renters cycle, they often give up any hope of ever owning their own homes!
People Rent Because They Don’t Have The Money To Buy, But Because They Rent, They Will Never Have The Money To Buy!
This is the horrible trap of renting. Once you are in a situation to pay rent it becomes almost impossible to save the money you need to buy a home, and so you are trapped in the renters’ cycle. And this is exactly what landlords want. Make no mistake, even though you are renting, you are paying off a mortgage – just not your own!
Think about it…think about how much money you have spent in the last year, or the last five years in rent. Let’s say you pay $1,000 per month in rent – that’s $60,000 you’ve spent in the last five years – and still you have nothing! If you can afford this much for rent every month, you can carry the payments of a standard mortgage on a house valued at $125,000 or more!!!
The problem is, once you pay the $1,000 rent, and your cable, phone, utilities and other living expenses, you probably feel you don’t have the money to save for a home. Or if you can save a little every month, the thought of how many years you’d have to save discourages you from doing so.
“This Is My Personal Promise To You – There Are Several Options Available To Help You Break Out Of The Renters’ Cycle – And I’m About To Tell You What They Are!!”
While I don’t know your individual circumstances, I can tell you that if you are earning a modest income and are able to meet a monthly obligation, I will be able to help you buy a home. I am an Orange County California Mortgage Broker, Real Estate Investor And Realtor, who has been helping people jump the hurdle from renting to home ownership for many years. I can offer you solutions not available through most real estate agents – options that will help you realize your dreams of owning your own home!
“So How Can YOU REALLY BUY A Home Today???”
The solution that is best for you will depend on what specifically is holding you back from buying a home. However, the three most common solutions that we are able to offer are:
- “Zero Down” Payment Program
- Owner Financing
- Low Credit Score Qualifying
These three options alone solve the most common problems people have in buying a home. We’ll look at them each individually, and you will be able to decide which option best suits you. Or perhaps we’ll have to come up with another game plan for you, combining various elements of these and other California home loan programs – but that’s something we can consider later.
Every Day You Put Off Buying A Home, Is A Day You Agree To Throw Away Your Hard Earned Money! Renting is wasting money – no matter how you look at it, no matter what your reasons, no matter how cheap your rent is. Every single dollar you spend on rent is a dollar in someone else’s bank, invested in someone else’s equity and future security.
Once you take the first step to buying a home in Southern California, you take the first step to the smartest investment you could ever make. Every day you will be building up your “nest egg”, providing security for yourself, and your family, in the future.
When you own a home and are making regular mortgage payments, you are building equity and a good credit rating so when you need to take a loan out in the future, you’ll have no problems. When you get older and plan to retire, you will be in a better situation, with the biggest and best asset you could ever have.
Owning a home is about more than just the freedom of decorating the way you want, changing the colors of your walls and carpet, having a place to park your car. It’s about knowing that the hard earned money you’re spending on housing accommodations isn’t going to waste – or to making someone else rich. Owning a home is about pride, and your future security, about your life. DON’T WAIT ANOTHER DAY!!!
You can learn more about your financing options by downloading our Free Special Report: “Home Buying Tips.”
If you are ready to own your own home, search our properties or to apply for home loan fill out our Home Buyer’s form to see if your Southern California dream home is waiting for you?
Sign Up for Our Buyer’s List
Our properties sell quickly. But – don’t worry – we are constantly purchasing new properties. So, if you don’t see the home you were looking for, sign up for our Retail Buyer’s List. You can let us know what you are looking for and we will notify you with information about our new properties. If you are a real estate investor on the look out for new properties, please feel free to sign up for our Wholesale Buyer’s List.